Our community’s families who may be facing this loss are encouraged to begin their journey through this formidable process with assistance from our certified housing counselors at the Community Housing Resource Center. Call to make an appointment with one of our mortgage default counselors. During the first meeting, all possible loss mitigation options are presented and a Foreclosure Prevention Counseling Procedures package will be reviewed in detail if the decision is to move forward with the agency.
When the client returns with the completed package and all supporting documentation, the full intake is completed and the credit report is pulled. A Financial Counselor sets the appointment with the client. By doing this, the counselor has a fully completed file for review prior to the first counseling session. The counseling sessions and representation at mediations are free. The only fees are for the mediation itself, and a small one for the credit report.
Since July of 2011, the State of Washington offers homeowners facing foreclosure the opportunity to mediation with their lender. Our counselors understand the process and steps necessary to take to mediation and will work with the client in that effort.
Preparing for Counseling
We are a HUD-approved housing counseling agency with trained mortgage default prevention counselors. We can help you avoid foreclosure-rescue-scams and set up a plan of action designed just for you and your situation. Counseling is available in English and Spanish.